The following links are designed to help you with your upcoming home financing. All the calculators results are estimated. Qualification ratios, APR rates, credit fico score requirements, minimum down payments and PMI policies, are changing frecuently.     

Sellers, Banks, and REO agencies, only accept offers with an attached Loan Approval Letter from a reputed lender.

Free Loan Qualification, at your home, by e-mail, or in our offices.        Leal Lending Group         fhagld@yahoo.com

Qualifying Calculator

How much income does it take you to qualify for a particular home?  This calculator will tell you.  However, you may want to adjust the qualifying ratios to 33/38 or whatever your local lender recommends.

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Affordability Calculator

How much house can you afford with your income?  This calculator helps and is designed for those putting less than twenty percent down. 

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Rent vs. Own

Rents have risen considerably recently.  This calculator helps to show what your net gain may be in owning rather than renting, taking many considerations into account

 

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La Jolla Real Team
7861 Herschel Avenue Suite 208 • La Jolla, CA 92037
858-229-9828 • 619-997-3731
Carole Matthews - Hiram French